ROTTERDAM, 28 November 2024 – The Municipality of Rotterdam has introduced a new programme to help young people facing severe debt. The initiative, called "Youth and Debt" (Jongeren en Schulden, JES), is specifically designed for individuals aged 18-26 who are burdened with problematic debt and limited repayment capacity.
A pathway to a debt-free future
The JES programme offers an 18-month support plan focused on personal development instead of direct financial repayment. Participants are required to achieve meaningful personal milestones rather than make monetary payments. For example, students are encouraged to complete their education, providing them with a stable foundation and a debt-free start to their careers.
The programme targets young individuals with debts often linked to student loans (DUO) or low-income jobs. Eligibility is contingent on the willingness of participants to commit to achieving personal goals.
Alderman Mohamed-Hoesein, responsible for poverty reduction and debt assistance, stated: "By incorporating the JES programme into our municipal offerings, Rotterdam is taking a significant step in addressing youth debt. This approach allows young people with minimal repayment capacity to begin their futures debt-free."
Origin and goals of JES
The JES initiative was developed following a motion by the GroenLinks political party, which called for targeted support for young people with severe debt. The motion highlighted the importance of reducing debt sustainably while increasing social opportunities for young people.
Assistance through the Jongerenloket
Young individuals with debt can seek help through Rotterdam's Jongerenloket (Youth Desk). Staff assess each case to recommend the most appropriate support. Those ineligible for the JES programme are directed to alternative assistance options.
For more information, young people can contact the Jongerenloket by phone at 010 267 13 00 or email at
